A six page typewritten history, with a carbon copy, both signed in pen with an original San Francisco Clearing House Certificate ($5.00) issued on November 1, 1907. Also included are five illustrations, three of which are original photographs, two of which are illustrations were removed from magazines. It begins with a firsthand account of the aftermath of the 1907 San Francisco earthquake and fire, but then continues to relate the financial panic that followed.

Clarence H. (Homer) Hillhouse was member of The Society of California Pioneers, his ancestor, John I. Hillhouse, arriving in California in 1849, and joining the Society in Febraury 18, 1954. At the time of his writing the account, he lived in Los Gatos, California.

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